When a storm damages your roof in Florida, the repair or replacement is often covered by your homeowners insurance, which means your out of pocket cost is usually just your deductible. ICAS Storm Restoration inspects free, documents the hail and wind damage, works directly with your insurer, and restores your roof with our own licensed and insured crews.
Pick your area for local storm damage restoration costs and a free estimate.
Apopka has grown from its plant nursery and foliage roots into one of the fastest growing cities in Orange County, so newer subdivision roofs sit near older rural properties on acreage. Hail and straight line winds off the summer storm lines are the recurring threats this far inland. Census figures put the median Apopka home at about 25 years old, built around 2001. Call (321) 486-8948 or book a free estimate for Apopka pricing.
Largo's housing largely dates to the 1960s through the 1980s, including some of the largest manufactured home communities in Pinellas County, so aging roofs are the norm rather than the exception. Central Pinellas also catches the full run of summer storms crossing the peninsula. Per American Community Survey data the median home in Largo was built around 1978, which makes the typical house about 48 years old. Call (321) 486-8948 or book a free estimate for Largo pricing.
Melbourne's housing grew with the Space Coast, so a large share of homes date to the 1960s and 1970s boom with newer waves layered around them. Atlantic salt air ages fasteners and flashings, and the county's exposure to east coast hurricane tracks keeps wind mitigation on every insurer's mind. Between the Indian River lagoon and the beachside causeways, a lot of Melbourne roofs live within reach of salt spray, and insurers price that exposure into wind mitigation credits for updated roofs. The typical Melbourne home dates to around 1984 per Census data, roughly 42 years of Florida weather and daily use. Call (321) 486-8948 or book a free estimate for Melbourne pricing.
Orlando roofs cover housing from every era of the metro's growth, from prewar bungalows near downtown to the stucco and shingle subdivisions that spread with the parks economy. The inland position does not spare it: hail rides the I4 corridor and recent hurricane seasons have pushed wind claims far from the coast. Insurers here watch shingle age closely. Tile is common on the higher end subdivisions of the southwest metro while shingle dominates elsewhere, and reroof permits run through county or city building departments depending on the address. Census figures put the median Orlando home at about 35 years old, built around 1991. Call (321) 486-8948 or book a free estimate for Orlando pricing.
Palm Bay spreads across one of the largest platted lot grids in Florida, laid out by General Development Corporation, with most homes built from the 1980s onward in concrete block. Those roofs are now aging together, street by street, and Atlantic storm exposure makes roof condition a standing insurance question. The typical Palm Bay home dates to around 1992 per Census data, roughly 34 years of Florida weather and daily use. Call (321) 486-8948 or book a free estimate for Palm Bay pricing.
St. Petersburg sits on the Pinellas peninsula with water on both sides, so salt exposure is constant and mid century concrete block homes dominate whole neighborhoods. Many of those homes are on their second or third roof already. Wind driven rain off the Gulf and the bay finds aging tile and shingle fast. Per American Community Survey data the median home in St. Petersburg was built around 1969, which makes the typical house about 57 years old. Call (321) 486-8948 or book a free estimate for St. Petersburg pricing.
Tampa mixes older neighborhoods like Seminole Heights and South Tampa, where many homes still carry original era roofs, with decades of newer suburban growth. Salt air off the bay works on fasteners and flashings, and Gulf storms bring both wind and hail into the metro. Tile and shingle sit side by side on the same streets here. Census figures put the median Tampa home at about 42 years old, built around 1984. Call (321) 486-8948 or book a free estimate for Tampa pricing.
Storm damage is usually an insurance matter, not a retail price. Here is what homeowners in Florida typically pay out of pocket. Your exact numbers depend on your policy and the damage, confirmed at a free inspection.
| Storm service | Typical out of pocket |
|---|---|
| Storm damage inspection and documentation | Free |
| Emergency tarp and leak mitigation | $300 to $1,500 |
| Covered roof replacement | Your insurance deductible |
| Repair not covered by a claim | $2,500 to $6,500 |
Figures are typical ranges and vary by project. Your free estimate is exact.
ICAS Storm Restoration measures your project and gives you a clear written estimate at no cost.
We are a local contractor and we stand behind every job. You are not handed off to a subcontractor. Every job follows the same disciplined process:
Central Florida sees daily summer thunderstorms, damaging hail and straight line winds, and the named storms of hurricane season from June through November. Wind can lift and tear shingles, hail bruises the surface and knocks off the granules that protect it, and driven rain finds every weak point. Damage is not always visible from the ground, so a free professional inspection after a storm is the safest way to know where you stand before the next one arrives.
Usually yes. Sudden damage from wind, hail, or a named storm is typically covered by a Florida homeowners policy, which means your out of pocket cost is often just your deductible. Gradual wear and neglect are not covered. ICAS Storm Restoration inspects free and documents the damage so you know where you stand before you file.
On a covered claim your cost is usually your insurance deductible, and Florida policies often carry a separate hurricane deductible. Emergency tarping runs about $300 to $1,500 and is often reimbursable, and repairs that are not covered by a claim typically run about $2,500 to $6,500. ICAS Storm Restoration confirms your exact numbers at a free inspection.
Signs include lifted, torn, or missing shingles, dents or dark spots from hail, granules piling in the gutters, exposed nail heads, and leaks or water stains inside after a storm. A lot of storm damage is not visible from the ground. ICAS Storm Restoration gives you a free on the roof inspection in Florida and honest documentation.
ICAS Storm Restoration responds quickly to storm damaged roofs in Florida. We can tarp and stop active leaks to protect your home, then schedule the full inspection and the insurance backed repair or replacement.
Yes. Emergency tarping and leak mitigation is often the first step after a storm, it protects your interior from further damage, and the cost is frequently reimbursable through your claim. Call ICAS Storm Restoration and we will get your roof covered fast.
ICAS Storm Restoration contacts your insurer and files the claim on your behalf, meets the adjuster on the roof to review the damage, then schedules and completes the approved work and provides completion documentation. You handle your deductible and we handle the rest.
Yes. A ICAS Storm Restoration roofing expert meets your adjuster on site, points out and reviews all the storm damage we documented, and makes sure the scope reflects what your roof actually needs.
Yes. ICAS Storm Restoration is a state certified, licensed and insured Florida roofing contractor (license CCC1332141) and a GAF Master Elite certified installer. We restore storm damaged roofs with our own crews and back the work with a workmanship warranty.
Emergency tarping happens fast. The full restoration timeline depends on the claim approval and the roof, but most roof replacements are completed in one to three days once approved. ICAS Storm Restoration keeps you updated at every step.
Yes. Wind and hail damage is often invisible from the ground and gets worse with the next storm. A free inspection right after the event, tied to the storm date, protects your home and your ability to file a valid claim later. ICAS Storm Restoration inspects free with no obligation.
The right roofer for hurricane damage in Orlando holds an active Florida roofing license (a CCC number you can verify on the state DBPR site), photographs the damage before touching it, and gets a tarp on within 24 to 48 hours. Insist on a free inspection with written documentation first, because those photos and measurements are what your insurance adjuster works from. Emergency tarp and leak mitigation runs $300 to $1,500 depending on roof size and how many openings need sealing. If the claim is approved, a covered roof replacement costs you only your insurance deductible. A repair that insurance does not cover runs $2,500 to $6,500 based on how many squares of shingle or tile are damaged and whether decking must be replaced. Under Florida law you have 1 year from the date of loss to report a hurricane claim, so schedule the inspection promptly. Expect a written scope, a manufacturer warranty, and crews employed by the contractor rather than subcontractors. The inspection, tarp, replacement and repair figures above come from ICAS Storm Restoration's published price table.
Wind damage usually shows as shingles that are missing, creased, or lifted at their edges, and it can begin at gusts of 58 mph, the speed the National Weather Service uses to classify a thunderstorm as severe. Asphalt shingles rated ASTM D3161 Class D are tested to 90 mph and Class F shingles to 110 mph, so older roofs with brittle or thinner shingles fail first. Walk the property after a storm and look for shingle tabs in the yard, exposed black underlayment, horizontal crease lines where tabs folded back, and granules piled at downspouts. Inside, check ceilings and attic decking for fresh water stains within 24 to 48 hours of the storm. Damage concentrated on one slope, along the ridge, or at the eaves points to wind rather than age. A storm damage inspection with photo documentation is free according to ICAS Storm Restoration's published price table, and emergency tarping runs $300 to $1,500 when a leak is active.
A storm damage restoration job in Central Florida usually costs $0 to $6,500 out of pocket, depending on whether an insurance claim covers the work. The inspection and photo documentation are free, emergency tarping and leak mitigation run $300 to $1,500, a roof replacement approved by the insurer costs only the policy deductible, and a repair the claim does not cover runs $2,500 to $6,500. The deductible is the biggest swing: many Florida policies carry a separate hurricane deductible of 2 to 5 percent of the insured home value, so a $400,000 house can owe $8,000 to $20,000 before coverage starts. Under Florida Statute 627.70132, a claim must be reported within 1 year of the date of loss, and the Atlantic hurricane season runs June 1 to November 30, when crews book fastest. Roof size, tile or metal instead of shingle, and interior water damage push the total up. The service prices above come from ICAS Storm Restoration's published price table, and its own crews handle every step.
Local, licensed and insured, and proud to do the work ourselves. Tell us about your project and we will give you a clear written estimate at no cost.
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